Overview:

This category specifically relates to your employment of people rather than work related accidentsEmployers world-wide are facing new challenges and exposures emanating from the expanding laws protecting employees and applicants for employment.

We have developed insurance policies and risk management tools designed to help employers of all sizes navigate their way through the current environment.

Details:

Coverage
-allegations of harassment
-allegations of discrimination
-allegations of wrongful employment practices

Additional coverages available
-third party exposures
-punitive damages
-defence outside the limit of indemnity

Claim Triggers
-written demand (lawsuit/ agency charge/of complaint)
-oral complaint

Your premium indication is based on
-number of employees
-business operations
-geographical locations
-salary range

How can employment practices liability insurance help?
-human resource assistance once coverage has incepted
-experienced claim handling by employment specialists that deal with these complex and sensitive issues daily.

Target market
Employers with less than 25,000 employees with enhanced products designed for:
-firms with less than 25 employees
-law firms
-professional employer organisations
-firms with more than 500 employees
-affinity groups
-associations


Broking Contacts:

Trevor Parson