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Specialist Industries

Chesterfield Insurance Brokers offers a wide range of specialist products, all handled by our expert brokers who understand the risks that our clients face and how best to cover these risks, utilising the best security available.

We work tirelessly on our clients’ behalf to negotiate the optimum insurance coverage at the most competitive terms available, and where standard products don’t fit the bill we work with our clients and markets to find innovative solutions that do.

If you cannot find the right product to meet your risk profile in the list provided below do not hesitate to contact us; we will do what we can to find you the answer.

e-Commerce

With the rise of online retailers via trading platforms in recent years, how we purchase products has evolved. Business Income protection for online retailers is now more paramount than ever given the dependency on the distribution channel(s). Coverage has been tailored to meet the demands of online retailers  in the event of a temporary suspension by the Channel.

Film, TV and Media

Chesterfield has extended their specialist fields to include the placement of insurance requirements in the Film, Television and Media Industry.

Our policies coverage will meet the obligations for clients in providing the necessary insurance in the production of documentaries, feature films, commercials both live action and animation, and viral advertising amongst others.

We offer direct support to clients for their specific needs using our extensive knowledge of the Film, Television and Media Industry to ensure clients have the most comprehensive cover available.

Chesterfield has a very experienced claims team and a panel of local Loss Adjusters to handle claims. Our insurers pride themselves in the swift and very fair settlement of claims.

Products include

  • Commercial Producers Indemnity
  • Advertising Agents Contingency
  • Adverse Weather
  • Professional Indemnity/Errors & Omissions
  • Terrorism and War
  • Office Combined
  • Employers Liability/Workers Compensation
  • Public Liability/General Liability
  • Motor Insurance for location vehicles (On and Off Screen)
  • Personal Accident and Travel

Market Sectors

  • Commercial Production Companies
  • Documentary Production Companies
  • Music Video Production Compan ies
  • Advertising Agencies

Territorial Scope 

  • Worldwide

 

Financial Institutions

Crime Insurance:

Crime Insurance can be industry specific such as Bankers Blanket Bond, Stockbrokers Blanket Bond, Insurance Company Crime Bond or Commercial. It provides first party protection against the direct financial loss sustained as a result of:

  • Employee infidelity
  • The physical loss of property on premises and in transit
  • The forgery and alteration of monetary instruments and other documents of value
  • Computer and cyber fraud and fraudulent electronic funds payments

Professional Indemnity Insurance:

Professional Indemnity Insurance provides protection for legal liability to third parties in respect of alleged negligent acts, errors, omissions and breaches of duty committed by the organisation’s employees. Coverage usually includes defense costs and costs in relation to official investigations.

Directors & Officers Insurance:

Directors & Officers Insurance provides protection for directors and officers in the event that they are the subject of a claim or investigation arising from the performance of their duties at their company.

Medical Malpractice Insurance:

Medical Malpractice Insurance coverage includes acts or omissions in the course of a healthcare providers professional duties. This can include injury, misdiagnosis, delays in referral, physical or mental harm to a patient.

This can be purchased by Hospitals, Clinics/Medical Centres, First Aid Stations etc., and include schemes for groups of Doctors/Surgeons, Dentists, Anaesthetists, Nurses, Therapists and Physiotherapists or even Tattoo Artists.

Fine Art and Specie Insurance Solutions

Your Fine Art and Specie Team

Our professional brokers have successfully supported a wide range of clients, on a Worldwide basis from major exhibitions to private art and classic  car collections.

As your broker, we will negotiate the most competitive terms on your behalf in all major insurance markets. Our specialist Fine Art and Specie team has excellent technical knowledge, plus a deep understanding of that risks you face and how best to protect them with secure high quality risk carriers.

You will benefit from a single point of contact and a dedicated team that will service all your Fine Art and Specie insurance needs and requirements.

Product List

We provide expert assistance for the following:

  • Private Art Collections
  • Museums, Art Galleries and Exhibitions
  • Bullion and Cash Carriers
  • Classic Cars (excluding Third Party Liability)
  • Jewelers Block

What Makes us Different

For clients operating in Complex Environments we also recommend this cover which includes:

  • Single point of contact
  • Most competitive terms
  • Highly responsive and reliable
  • Products tailored to your needs
  • First class claims and technical departments

 

Marine

At Chesterfield, we specialise in Marine and Energy liability risks, including:

Maritime Employers’ Liability (M.E.L.)

We offer both primary and excess capacity for the marine and energy industries. Soft risk such as consultant geologist, through to hard MEL divers, caterers welders, drilling contractors.

Primary Package Insurance

We can provide a primary package MEL/CGL/P&I or combinations thereof. This is one policy with separate limits and one deductible, in the event of a claim and all sections are triggered.

Protection and Indemnity (P&I)

Primary and Excess Protection and Indemnity coverage for all commercial and private pleasure vessels.

Hull Insurance

Commercial Blue/Brown water vessels. Yachts and Super Yachts.

Umbrella / Excess Liability

Policy designed to sit over primary liability insurance and will sit about MEL, P&I, CGL, Auto, EL, Pollution or any other combinations thereafter. USE 100 mil limit readily available.

Remote Operated Vehicles / Marine Equipment

Worldwide comprehensive all-risks coverage for any of the following marine equipment: Remotely Operated Vehicles (ROB) and Autonomous Underwater Vehicles (AUV). Oceanographic survey equipment, On vessel fixed equipment not covered by a hull insurance policy (cranes, decompression chambers, etc).

Operators Extra Expense / Control of Well

Policies covering Control of Well, Re-dripping / Extra Expense & Seepage and Pollution, Clean-up and Contamination.

Professional Indemnity

All classes of Marine and Energy operations, consultants, surveyors etc.

Comprehensive General Liability

We offer comprehensive cover for ports, Ship yards, wharfingers, stevedores and most marine operations.

Marine Reinsurances

Bespoke reinsurance options.

Medical Malpractice

Clinical negligence insurance costs, have over the past decade, steadily risen as the MDU, MPS and MDDUS (the mutual organisations) have been hit with the higher frequency and severity of third party claims.

This has been fuelled by the growth and popularity of litigation entities many of whom work on a contingency fee basis.  As a result, the mutuals have been forced to pass these costs on to all their members, irrespective of their individual track records.

Chesterfield have developed a unique product that is specifically aimed at NHS- based surgeons who undertake work within the Private sector.

The NHS is a unique institution which provides both the training ground and hospital base for Surgeons to qualify, practice and develop their skills within their individual surgical disciplines. As each Consultant has to provide their individual operating statistics, annually, our product recognises and rewards those surgeons whose results illustrate ‘best practice’.

Our policy does not just rely on a completed proposal form but uniquely has a built in “Risk Managed Acceptance” approach. On joining, we request from each applicant one or two working examples of patient notes, starting from consultation to patient discharge. These are then assessed by our risk managers. This group comprise currently certified, GMC registered,  surgeons and GP’s who,  from these notes,  can assess the areas of exposure.  We then address these issues to ensure our client’s future practice methods become more robust from the threat of any possible future litigation.

The claims management team is run by the former head of a Medical Defence Organisation claims department. This expert takes a stance on early intervention, thereby bringing claims to an early conclusion reducing costs and protecting reputations.

Security Industry

Security Industry

Chesterfield Group is a leader in insurance for the Security Industry. In association with Lloyd’s underwriters we have developed products to comply with the increasing levels of compliance and contractual liability.

We have responded to claims across the globe. From major conflict areas such as Iraq and Afghanistan to the Gulf of Aden, Africa and South America our policies have been tried and tested by companies carrying out a broad range of security based operations.

Maritime Security – GuardTrack™

Ship-owners and Charterers are increasingly turning to Guardcon for their contracts with Maritime Security. Companies (MSCs). Chesterfield Group have developed a policy package that closely tracks the Liability and Personal Accident Insurance as required by the Guardcon contract, at very competitive premiums.

  • Armed anti-piracy operations
  • Unarmed security and mentoring
  • Offshore security for oil and gas installations

Onshore Security – GuardTrack™

Our experienced team have developed industry specific cover for the following areas of operation

  • Static and Mobile guarding operations
  • Close Protection
  • Hostile Environment Training and Qualifications
  • Demining Operations and Explosive Ordnance Disposal
  • Technology based Security providers

Insurance Coverages Available

  • Comprehensive Liability, Employers Liability and Professional Indemnity
  • Group Personal Accident including Evacuation, Repatriation and Medical Expenses
  • Group Term Life Insurance to cover Death from Natural Causes
  • Kidnap & Ransom Insurance
  • Loss of equipment
  • Political Evacuation
  • Canine cover for Demining and Security operations

 

Transportation

Chesterfield has an experienced transportation team and we are well placed to provide tailored solutions that meet the needs of our clients.

Our facilities utilise USA based TPA’s with Stateside held claims funds and ‘in-house’ claims settlement authority.

Chesterfield also holds an in-house facility allowing clients to quote and bind on a online platform for small Auto Physical Damage and Motor Truck Cargo.

Our specialised areas are USA/Canadian Trucking (MTC / APD).

Chesterfield Group

Applications for this product may vary. Please click below to find the office nearest to you for assistance.

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